Read risk with the whole picture in front of you.
Look up a person, queue a fresh assessment, and see the PayLoft score with the factors, assets, and signals behind it. Built for the risk and collections team.
Score
One number, fully sourced
Every score records the model version and a per-factor breakdown, so a decision is always explainable.
Signals
Assets and stability
Properties, vehicles, holdings, and leadership roles sit alongside income and wealth groups.
Bands
From reminder to enforcement
Each band maps to a suggested collections stage. Policy stays with your team, not the model.